Money Market Accounts
Fuel your savings growth with our 3.10% APY* Blended Rate Money Market Account
Blended Money Market Account
The liquidity of a regular savings account and the return of a high-earning APY, the SafeAmerica Credit Union blended money market account offers the best of both worlds.
Unlike a traditional money market account that earns a higher rate for higher balances, the blended money market account works quite the opposite—giving you a higher rate for lower balances. For example:
You Earn:
3.10% APY
1.10% APY
0.60% APY
0.55% APY
0.55% APY
0.55% APY
On your balance of:
$0 - $2,000
$2,000.01 - $5,000
$5,000.01 - $10,000
$10,000.01 - $50,000
$50,000.01 - $100,000
$100,000.01 and over
Details
- Your first $2,000 earns you the highest APY
- Smaller balances earn higher rates
- Allows for deposits and withdrawals, penalty free
- Privately insured to $500,000
Blended Money Market Calculator
Rates
| Blended Rate Money Market Account Rates as of 11-1-24 | ||||
|---|---|---|---|---|
| Balance | Dividend Rate | APY1 | MoveUP Rewards Dividend Rate | MoveUP Rewards APY2 |
| $0 - $2,000 | 2.08% | 2.10% | 3.06% | 3.10% |
| $2,000.01 - $5,000 | 1.09% | 1.10% | 1.09% | 1.10% |
| $5,000.01 - $10,000 | 0.60% | 0.60% | 0.60% | 0.60% |
| $10,000.01 - $50,000 | 0.45% | 0.45% | 0.55% | 0.55% |
| $50,000.01 - $100,000 | 0.45% | 0.45% | 0.55% | 0.55% |
| $100,000.01 + | 0.45% | 0.45% | 0.55% | 0.55% |
1 Annual Percentage Yield. Fees may reduce earnings. The average daily balance for the month shall determine which dividend tier will be paid. Rates are subject to change after account opening without notice.
2Annual Percentage Yield. Fees may reduce earnings. Rate paid based on primary account owners eligible MoveUP Rewards tier status at the end of month in which dividends were earned. Eligible tiers for the MoveUP Rewards Dividend Rate include; Gold, Platinum and Executive. Eligible tiers and/or tier names are subject to change. If tier status adjusts, rate paid will adjust automatically. No minimum deposit is required to open. Limited to one Blended Rate Money Market account per member. Rates are subject to change after account opening without notice.
Blended Money Market Example:
For a member eligible to receive the MoveUP Rewards dividend rate, a $5,000 balance earns a blended rate of 1.90% APY. A $10,000 balance earns a blended rate of 1.25% APY. A $25,000 balance earns a blended rate of 0.83% APY.
For a member eligible to receive the Regular dividend rate, a $5,000 balance earns a blended rate of 1.50% APY. A $10,000 balance earns a blended rate of 1.05% APY. A $25,000 balance earns a blended rate of 0.69% APY.
Money Market Account
- Access anytime
- No set term
- Higher rates for lower balances
- Make deposits easily with Direct Deposit or
- Mobile Deposit
Regular Money Market
SafeAmerica Credit Union money market accounts offer competitive rates for members who want to earn a higher dividend while keeping their money liquid and available to withdraw at any time without penalty.
Details
- $200 minimum deposit to earn dividends
- Larger balances earn higher rates
- Allows for deposits and withdrawals, penalty free
- Privately insured to $500,000
Rates
| Regular Money Market Account Rates as of 11-1-24 | ||
|---|---|---|
| Balance | Dividend Rate | APY1 |
| $200 – $2,499.99 | 0.05% | 0.05% |
| $2,500 – $24,999.99 | 0.30% | 0.30% |
| $25,000 – $49,999.99 | 0.40% | 0.40% |
| $50,000 – $99,999.99 | 0.45% | 0.45% |
| $100,000 + | 0.50% | 0.50% |
1 Annual Percentage Yield. Fees may reduce earnings.
Money Market Accounts
- Access anytime
- No set term
- Higher rates for higher balances
- Make deposits easily with Direct Deposit or
- Mobile Deposit
