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Welcome To SafeAmerica Credit Union
We're here to help you unlock life's possibilities. No matter where life takes you, we have the right product to help get you there. Credit unions aren't just for car loans. We are a comprehensive financial institution that offers everything a bank does. Here's how you benefit:
- Low-rate loans
- Higher returns on deposits
- Free checking with 30,000 fee-free ATMs
- Convenient online and mobile access
Experience the credit union difference. Join Today!
Experimente la differencia de credit unions, Únete hoy!
Share Certificates as high as 5.00% APY
Let your money work for you and earn dividends on your funds with our Share Certificates. Choose from a variety of term options, short or long, depending on your financial time-frame. A Share Certificate, much like a CD offers a higher rate of return than a traditional savings account. Your funds stay put, untouched, for the term you’ve selected. Typically, the longer your term commitment, the higher dividend you’ll earn.
Details
- Variety of terms, 3 – 60 months
- Competitive rate that remains fixed for the life of the certificate
- Insured to $500,000 per account
- View your accounts online or through our mobile app
Rates
Share Certificates Rates as of 12-1-24 | ||
---|---|---|
Term | Dividend Rate | APY1 |
3 Months | 1.24% | 1.25% |
6 Months | 1.49% | 1.50% |
8 Month Special*** | 4.07% | 4.15% |
12 Months | 2.23% | 2.25% |
18 Month Special*** | 3.93% | 4.00% |
24 Months | 2.47% | 2.50% |
36 Months | 2.96% | 3.00% |
48 Months | 2.96% | 3.00% |
60 Months | 2.96% | 3.00% |
Youth Certificate** - 12 months | 9.56% | 9.99% |
1 Annual Percentage Yield. Minimum balance requirement is $1,000. Available rates subject to change without notice. Once a certificate is opened, the rate remains fixed through maturity. Early withdrawal penalties apply to certificates.
**Youth Certificate: $1,000 minimum and maximum. Only one youth certificate per member, ages 23 and under only. Rolls into a regular 12 month certificate upon maturity, not the high yield youth certificate. Once the certificate is opened, the rate remains fixed through maturity. Early withdrawal penalties apply.
***Certificate Specials: Upon maturity, the 8 month certificate rolls into a 6 month certificate and 18 the month certificate rolls into a 12 month certificate. Early withdrawal penalties apply to all certificates.
Mejor Que Un Banco
Las cooperativas de ahorro y crédito son sin fines de lucro, nuestras ganacias regresan a nuestro miembros en la forma de mayores tasas de dividendos, bajos tasas de prestamos y tarifas reducidas