Welcome to SafeAmerica Credit Union!
Bank Local. Bank like a Pioneer.
Thanks For Checking Out Our Money Tips!
Money Tip #1:
Build Successful Habits with a Budget
The first step is to build a simple budget and keep track of where your money is going. If you know where your money is going it will be easier to make changes if you need to. Think of it as a road map that tells you exactly where you are in terms of monthly income and expenses, what money is available to put away each month, and if you’re on track. Get started with our budgeting worksheet.
Money Tip # 2:
Save Regularly for Post-Grad Habits
Opt to have some of your paycheck directly deposited into your savings account or set up an automatic transfer from your checking to your savings. Choose an amount that is reasonable and realistic. You can measure your progress each week and adjust your goals as needed. By saving automatically, you will be able to achieve your savings goals in no time!
Money Tip # 3:
Get a Handle on Your Debt
Debt is one of the greatest barriers to saving adequately. The larger your balance, the more you pay in interest which means less is applied to principal, taking it longer to pay off . You will save the most money by starting to pay as much extra as you can on your highest-interest debt first. Once that card is paid off, you can move on to your second-highest interest debt.
WHO WE ARE
Founded in 1953, our roots run deep! We're committed to providing the financial guidance you need to navigate life’s journey.
Making Smart Financial Decisions Doesn't Have to Be Tough
Being a university student and juggling finances go hand-in-hand. It seems hard at first, but it doesn't have to be. We are a comprehensive financial institution which offers everything a bank does and puts the needs of our members first. Here's how we can help!
- Free checking with 30,000 fee-free ATMs
- Great rates on Auto Loans and Credit Cards - even if you're just getting started
- Build your savings faster when you earn dividends
- 24/7 account access with mobile banking
- Annual scholarship opportunities!
Better Than The Big Banks
Credit unions are not-for-profit, so our earnings are returned to our members in the form of higher dividends, lower loan rates and reduced fees.
We're Local!
Come visit us at our Hayward location.
HAYWARD LOCATION
1030 La Playa Drive
Hayward, CA 94545
Plus, 3 other Bay Area locations to serve you as well as 30,000 fee-free ATMs nationwide.
Learn More
About Us
Founded in 1953, our roots run deep. We're committed to providing the financial guidance you need to navigate life’s journey.
Rates
Earn more, spend less. Our members benefit with higher dividends and lower loan rates.
Savings
Earn the dividend you deserve! Our savings, certificates, money markets and IRAs make it easy.
Loans
As a member, you get the best rates around. SafeAmerica offers competitive rates and flexible terms.
