Home Equity Loans and Lines

Let your home's equity work hard for you! Use the equity in your home to make good things happen.

Use the equity in your home for home improvements, college education, debt consolidation and more! There are two types of home equity loans:

Home Equity Line of Credit

The home equity line of credit functions much like a credit card, making it ideal for an on-going project. You can use the funds over a period of time, accessing a portion of the credit line when needed, as opposed to using the amount as a lump sum like a fixed home equity loan.

Home Equity Loan

A home equity loan is a fixed-rate loan distributed in one lump sum with set terms. You pay it back in fixed monthly installments. These loans are good for a large one-time expense and have predictable fixed monthly payments to help you budget.

For all your home equity needs, we've partnered with CU Homeland to provide you with a variety of 1st and 2nd mortgage loan options along with the best service and quality you have come to expect from SafeAmerica Credit Union.